source:Industry News release time:2022-09-21 Hits: Popular:realtime gps tracker online
????
????What can a gps tracker have to do with auto credit? At first glance at this title, you must have such doubts. It just combined these two seemingly unrelated things, and created a set of methods to effectively prevent and control loan risks and promote sales. Let the car loan company explain the feasibility and development of the car loan GPS locator.
????"The biggest risk of auto consumer credit is car owners defrauding loans. The main method of defrauding loans is to secretly sell the car to other places with a new face, so that commercial banks have nowhere to find it. After installing a GPS tracker, we will use the largest domestic GPS vehicle built by us. Monitoring system, full service network, banks can keep track of vehicle whereabouts and prevent fraudulent loan behavior.?? The GPS vehicle management system we developed can provide regular return GPS positioning information, remote power off and flameout, and illegal damage to vehicle GPS locator. Perform alarm function.
????Since last year, with the cancellation of auto loan insurance, the proportion of bad and bad debts in auto loans has increased significantly. According to experts, the balance of non-performing auto loans in domestic commercial banks has reached nearly 100 billion yuan. Although facing the current situation of lack of credit, big cities such as Shanghai have accelerated the construction of personal credit system and have begun to take shape, and some credit guarantee institutions have emerged as the times require. However, these measures cannot fundamentally meet the needs of financial institutions to prevent and control risks. To this end, banks have to raise the credit threshold, add tedious credit guarantee procedures, and some even temporarily stop the auto consumer credit business; auto finance companies that originally aimed to promote sales also had to take risks Control comes first. This has restricted the development of the automobile market to a large extent, and has also become a difficult problem for automobile enterprises.
????Is there really no cure for lack of credit in the short term? The practice of FAW Jiefang Company to break the predicament of automobile consumer credit with the help of the car GPS locator provides us with a reference. Of course, car GPS trackers provide commercial vehicle users with other additional services such as security and logistics management. Car consumers may not be able to accept privacy protection issues for the time being. However, the idea and practice of auto companies to help commercial banks resolve financial risks is still Certainly. It is reported that the auto company has launched three risk-sharing measures among enterprises, dealers and banks in terms of dealer loans, and it has been very successful. However, to really solve the risk problem of auto credit, it still needs the strong cooperation of public security, environmental protection and other departments. Just imagine, if the loan repayment information of the commercial bank can be networked with the Department of Vehicle Administration, Environmental Protection Bureau, and even the traffic police, the owners of overdue loan repayments cannot obtain the vehicle inspection certificate and cannot drive on the road. Is this a malicious defaulter? One of the major constraints?
Read recommendations:
TK200AM-Disposable GPS Tracker
GPSSIM card installation instructions.personal gps tracker Production
Last article锛?Sweeping meets gps tech
Next article锛?GPS Navigation Information Introduction
Related Information
gps vehicle tracker Vendor
2023-04-11apple airtags
2023-03-164G obd gps trackewr
2023-03-16mini gps tracker wholesale
2023-04-23fleet gps tracking manufacture
2023-04-23Gps speed limiter Factory
2023-04-23Pet GPS Tracker supplier
2023-03-16GPS Tracking Solution
2023-04-11fleet gps tracking wholesaler
2023-04-23mileage tracking webfleet solutions
2023-03-16G03
2022-06-21G02M Pet Tracker
2022-06-19G07L 4G GPS Tracker
2022-09-06TK08AL- RFID Car GPS Tracker
2023-10-07G01 Smallest Personal Old People Mini GPS Tracker for Kids
2022-06-19Civil GPS
2022-12-28GPS principle
2022-07-23The following aspects mainly affect the performance of GPS antenna
2022-11-12Are the mortgage loan cars installed in the car GPS terminal?mileage tracking webfleet solutions
2023-03-14GPS system architecture and analysis
2022-12-08GPS Global Positioner.fleet gps tracking wholesaler
2023-05-27mini gps tracker.What are the differences between Beidou and GPS?
2023-10-11gps vehicle tracker.How to detect if a GPS locator has been stolen and whether it can be completely
2023-10-19What does the gps fee for buying a car mean?
2022-08-12What is the best type of strong magnetic wireless car GPS locator?fleet gps tracking
2023-09-05The difference between gps and cellular version
2022-11-03What kind of Bluetooth GPS do you choose?fleetmanagement webfleet solutions
2022-11-16What are the advantages of 4G positioner.realtime gps tracker online Production
2023-03-28GPSSIM card installation instructions.personal gps tracker Production
2023-08-02How to choose GPS
2022-09-26